Find out if someone is bankrupt?

To find out if someone is bankrupt perform a search using our online service - Bankruptcy Register Search (BRS)

The BRS searches the National Personal Insolvency Index (NPII) - a permanent public record of personal insolvencies in Australia.

Steps to make someone bankrupt

If a person (or debtor) owes you or your business more than $5,000 you may be able to apply to make them bankrupt. However, we suggest before making someone bankrupt that you first try to negotiate an informal payment agreement.

This is the process to make a person bankrupt:

  1. Get a court judgement or order
  2. Apply for a bankruptcy notice
  3. Serve the bankruptcy notice
  4. File a creditor's petition with the courts
  5. The sequestration order

Your rights as a creditor in a debt agreement

If you've received a debt agreement proposal, someone who owes you money is making a formal offer to renegotiate payments. They base their offer on what they can afford.

A debt agreement administrator manages the proposal. You need to vote on the agreement to ensure you’re eligible to receive payments.